{"id":703,"date":"2026-04-17T10:00:00","date_gmt":"2026-04-17T10:00:00","guid":{"rendered":"https:\/\/www.united-eswatini-diaspora.org\/?p=703"},"modified":"2026-04-21T16:08:02","modified_gmt":"2026-04-21T16:08:02","slug":"justice-a-60-year-old-deferred-pensioner-of-the-usutu-pension-fund-upf","status":"publish","type":"post","link":"https:\/\/www.united-eswatini-diaspora.org\/?p=703","title":{"rendered":"Justice for 60-year-old deferred pensioner of the Usutu Pension Fund (UPF)"},"content":{"rendered":"\n<p><strong>Campaign: Justice for Deferred Pensioner<\/strong><br><strong>The Plea: \u201cCaught in a Catch-22\u201d<\/strong><\/p>\n\n\n\n<p><br>\u201cI am facing mass-scale rejection as administrators, the Pension Fund Adjudicator (PFA), and the Financial Sector Conduct Authority (FSCA) hide behind time-bar technicalities. This leaves 25 years of my hard-earned savings to serve as a \u2018surplus investment growth opportunity\u2019 for administrators rather than a retirement safety net. This statutory pension crisis demands immediate justice and reform., thus seeking support to litigate the injustice by pension administrator\u201d &#8211; SM Dlamini<\/p>\n\n\n\n<p><strong>Background<\/strong><\/p>\n\n\n\n<p>TheThe Southern Africa Pension Investment Recovery Forum (SAPIRF) is launching its inaugural public crowdfunding campaign. We are supporting Mr. SM Dlamini in his litigation against Alexander Forbes (Administrator of the Eswatini Usutu Pension Fund). dispute centers on a deferred pension claim being denied based on an unverified electronic screenshot. This \u201cproof of payment\u201d has been invalidated due to statutory violations and clerical errors, yet the administrator refuses to settle.<\/p>\n\n\n\n<p><strong>The \u201cPension Scam Syndicate\u201d<\/strong><br>A disturbing pattern of collusion has emerged. Pension administrators, PFAs, and the FSCA frequently shield themselves behind time bars (statutes of limitations), prioritizing bureaucratic technicalities over pensioner rights. By abusing these time bars, administrators retain 25 years of investment growth.<br>Mr. Dlamini is currently being forced into a \u201cwild goose chase\u201d\u2014asked to provide negative proof of payment from a Nedbank Eswatini account closed in 1999 to disprove an alleged cheque deposit from 2000.<\/p>\n\n\n\n<p><br><strong>The Goal<\/strong><br>We aim to raise R100,000.00 (approximately 10% of the overdue pension growth payout) to cover:<br>&#8211; Cross-border investigation costs.<br>&#8211; Formal complaint reviews.<br>&#8211; High Court litigation fees.<\/p>\n\n\n\n<p><br><strong>The Human Cost<\/strong><br>Mr. Dlamini is a 60-year-old deferred pensioner of the Usutu Pension Fund (UPF). He is currently partially blind and unable to afford corrective surgery solely because his pension payout has been withheld. Despite UPF being part of a sector holding an estimated R47 billion in unpaid claims, Mr. Dlamini has been rendered destitute.<\/p>\n\n\n\n<p><br><strong>The Discrepancies:<\/strong><br><strong>Missing Evidence:<\/strong> There are no signed claim forms, ID copies, or tax references attached to the alleged payout.<br><strong>SARS Rejection: <\/strong>SARS has no record of the payment due to the lack of a tax reference.<br><strong>Jurisdictional Errors: <\/strong>Irregular tax processing for a foreign national without a passport reference number.<\/p>\n\n\n\n<p><br><strong>SAPIRF Public Campaign<\/strong><br>SAPIRF is mobilizing this crowdfunding effort to enable Mr. Dlamini to hold the administrator accountable for:<br>&#8211; Time-Bar Abuse: Disputing the discovery timeframe.<br>&#8211; Fiduciary Negligence: Relying on flawed, unverified screenshots.<br>&#8211; Tax Irregularities: Processing claims without IRP5 or valid tax references.<\/p>\n\n\n\n<p><br>All funds are administered via the United Eswatini Diaspora (UED) NPO, Pretoria.<br><strong>Call-to-Action:<\/strong> Donate for Justice<\/p>\n\n\n\n<p><br>Help us break the cycle of pension exploitation. Your contribution directly funds the legal battle for Mr. Dlamini and sets a precedent for thousands of others.<\/p>\n\n\n\n<p><br><strong>Banking Details:<\/strong><br>Account Name: United Eswatini Diaspora<br>Bank: FNB<br>Account No: 62908169388<br>Branch Code: 252145<br>Share this campaign with your network. <\/p>\n\n\n\n<div class=\"wp-block-cover\" style=\"min-height:187px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-theme-palette-7-background-color has-background-dim-100 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained\">\n<h5 class=\"wp-block-heading has-text-align-center\">Donation: Justice for Deferred Pensioner<\/h5>\n\n\n\n<form name=\"PayFastPayNowForm\" action=\"https:\/\/payment.payfast.io\/eng\/process\" method=\"post\">\n<input required type=\"hidden\" name=\"cmd\" value=\"_paynow\">\n<input required type=\"hidden\" name=\"receiver\" pattern=\"[0-9]\" value=\"25750909\">\n<input type=\"hidden\" name=\"return_url\" value=\"https:\/\/www.united-eswatini-diaspora.org\/?p=703\">\n<input type=\"hidden\" name=\"cancel_url\" value=\"https:\/\/www.united-eswatini-diaspora.org\/?p=703\">\n<input type=\"hidden\" name=\"notify_url\" value=\"https:\/\/www.united-eswatini-diaspora.org\/?p=703\">\n<table>\n<tr>\n<td><label id=\"PayFastAmountLabel\" for=\"PayFastAmount\">Amount: <\/label><\/td>\n<td><input required id=\"PayFastAmount\" type=\"number\" step=\"10.00\" name=\"amount\" min=\"10.00\" placeholder=\"5.00\" value=\"10\"><\/td>\n<\/tr>\n<\/table>\n\n<input required type=\"hidden\" name=\"item_name\" maxlength=\"255\" value=\"Campaign: Justice for Deferred Pensioner\">\n<input type=\"hidden\" name=\"item_description\" maxlength=\"255\" value=\"The Southern Africa Pension Investment Recovery Forum (SAPIRF) is launching its inaugural public crowdfunding campaign. We are supporting Mr. SM Dlamini in his litigation against Alexander Forbes (Administrator of the Eswatini Usutu Pension Fund).\n\">\n<table>\n<tr>\n<td colspan=2 align=center>\n<input type=\"image\" src=\"https:\/\/my.payfast.io\/images\/buttons\/DonateNow\/Primary-Large-DonateNow.png\" alt=\"Donate Now\" title=\"Donate Now with Payfast\">\n<\/td>\n<\/tr>\n<\/table>\n<\/form>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Campaign: Justice for Deferred PensionerThe Plea: \u201cCaught in a Catch-22\u201d \u201cI am facing mass-scale rejection as&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"enable","_kad_post_title":"show","_kad_post_layout":"normal","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-703","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"aioseo_notices":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.united-eswatini-diaspora.org\/index.php?rest_route=\/wp\/v2\/posts\/703","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.united-eswatini-diaspora.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.united-eswatini-diaspora.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.united-eswatini-diaspora.org\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.united-eswatini-diaspora.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=703"}],"version-history":[{"count":4,"href":"https:\/\/www.united-eswatini-diaspora.org\/index.php?rest_route=\/wp\/v2\/posts\/703\/revisions"}],"predecessor-version":[{"id":836,"href":"https:\/\/www.united-eswatini-diaspora.org\/index.php?rest_route=\/wp\/v2\/posts\/703\/revisions\/836"}],"wp:attachment":[{"href":"https:\/\/www.united-eswatini-diaspora.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=703"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.united-eswatini-diaspora.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=703"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.united-eswatini-diaspora.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=703"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}